Skip to main content

Reserve and cash planning

Contractor Cashflow Planner

Turn a headline day rate into a practical monthly plan for invoices, spending, pension choices and estimated tax liabilities.

Private by design: your profile remains in browser storage only. No account is required.

Methodology and assumptions

Cashflow figures are estimates based on the profile inputs. Keep sufficient contingency and confirm payment dates, liabilities and reserves with your accountant.

Use the full planning workspace

The dashboard keeps your assumptions together so you can compare routes, inspect deductions, adjust pension and company inputs, and move from a headline estimate to practical planning actions.

Open the cashflow workspace

Related calculators

Continue your contractor planning

View all calculators